Insurance claims done right.

Have You Experienced Damage To Your Property?

Our State-Licensed Public Adjusters Level The Playing Field. We Advocate On Your Behalf With One Thing In Mind; Maximizing Your Property Damage Settlement.

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What is a Public Adjuster?
Experts fighting in your corner.

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Money
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Our Dedicated Team is Here to Advocate On Your Behalf. Our Licensed Public Adjusters Will Make Sure That Your Property Damage Claim is Settled With Your Best Interests in Mind.

Quicker Recovery

Experts Negotiating on YOUR Behalf

Resources, Knowledge & Experience

Don't Settle For Being 'Just Another File' On A Busy Insurance Company Adjuster's Desk. Our Assessments Are Designed To Render A Substantial Impact In Your Claim.

With Over 20+ Years Of Combined Experience, Our Public Adjusters Will Recover All Possible Benefits Under Your Insurance Policy. There Is No Need To Go Through This Overwhelming Process Alone. Our Dedicated Team Is Here To Advocate For You.

Understanding the Claims Process
Our Formula For A Successful Claim.

If You Have Suffered A Loss To Your Property, It Is A Necessity To Learn The Steps Leading To Your Recovery. Understanding These Steps Will Help You And Your Family Prepare For The Journey Ahead, While Allowing Us To Serve You And Your Claim. Click Below To See How Our Team Will Serve You, Every Step Of The Way.

COMMERCIAL CLAIMS PROCESS

HOMEOWNERS CLAIMS PROCESS

Your Property Damage Settlement Will Be Greatly Impacted By Your Claims Knowledge, Claims Experience, Resources, And Amount Of Time You Are Able To Invest In Your Claim. Our Dedicated Team Will Do All The 'Heavy Lifting' While You Can Focus On What Truly Matters; The Safety And Well-Being Of You And Your Family.

Homeowner? Commercial Property Owner?
We've Got You Covered.

Fire/Smoke
Fire/Smoke

With Our Public Adjusters on the job to assess and value the fire damage, your path to fire damage restoration is faster and more efficient. We will: * Meet at the loss site to evaluate fire damage * Safely and thoroughly examine every part of the structure affected by fire, smoke or water. * Estimate restoration costs involved in fire damage recovery. * Prepare your complete demand for your insurance company, supporting every claimed loss with evidence

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Water Damage
Water Damage

Water Damage has to be reported in a timely manner. Coverage is determined based off of the proximate cause. Understanding how to present this loss to your insurance company will determine if coverage will be accepted or denied. It is strongly recommended to read and understand your insurance policy when it comes to claims pertaining water damage.

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Puffback
Puffback

If you utilize a chimney or a furnace, chances are you have seen soot and smoke particles in the corners of your home. These particles are hazardous to human ingestion and should be handles by a professional. DO NOT CLEAN the soot or you will remove all evidence of your claim. We will document the proper protocols to getting your home and contents clean so you can recover appropriately.

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Roof Damage
Roof Damage

Are you missing shingles on your roof? Proper documentation will be the deciding factor if your claim will be accepted or denied. Our team will allow your greatest chance of recovery as we defend this style of loss.

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Wind Damage
Wind Damage

Many home and business owners can see damage to their properties. However, most wind and hail damage cannot be seen. Not having your home properly inspected can result in thousands of dollars in damages over-and-above the damages caused by the storm… and you’ll be out of pocket for those damages by not properly submitting the claim to your insurance company.

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Lightning
Lightning

Lightning strikes can cause severe property damage; from causing a fire, to destroying your personal property and business assets. Anytime there is a powerful surge of electricity through electrical systems or circuits, you can be sure there’s underlying damage. We’ll advocate for you and tell you what’s covered and what’s not covered under your insurance policy.

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Earthquake
Earthquake

If you have purchased earthquake insurance, your policy typically covers the cost to repair common earthquake damage—including damage to roofing and walls, and most of your belongings. If you can’t live in your home, your insurance company will pay additional living expenses, as noted in your policy, while the damage is assessed and your home is being repaired or rebuilt. If repairs take longer than the period of time covered by your policy, you may be eligible for additional assistance.

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Theft
Theft

If you’ve found yourself the victim of vandalism or theft, the first thing you should always do is to file a police report. Once you’ve done that, its time to call us. Filing a theft insurance claim or a vandalism insurance claim can be tedious, particularly for the average person who isn’t familiar with how the insurance claim process works. We will meet with you, assess the damage, and track the claim with your insurance company.

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Contents Inventory
Contents Inventory

Our public adjusters will sort through every inch of your damaged property including personal property searching for anything that the insurance company may have missed. This thorough examination often yields damages that were overlooked or underestimated. Several digital photos and a 3D Matterport are taken along with detailed notes. Our adjuster deal with all of the forms and related paperwork that are required by your insurance carrier.

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Temporary Housing/Loss Of Use
Temporary Housing/Loss Of Use

The fair rental value may or may not be equal to the rent payable by tenants. It can vary according to different factors, such as whether the dwelling has been rented to the tenants furnished or unfurnished, whether bills and taxes are included in the rent amount, and whether you provide the total lodging to the tenants. In a nutshell, the actual cash value of the property you rent out is determined by the amount of support you provide.

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Business Interruption
Business Interruption

One of the most daunting moments for an enterprise is when it loses income due to various interruptions. When the normal flow of income in a business is interfered with, it predisposes a myriad of problems which can be detrimental and relatively expensive. As expert public adjusters, we will help your business get back onto its feet within the minimum time possible by expediting the entire process, and bargaining for fair compensation of our clients, per the terms in your policy.

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Collapse
Collapse

Building collapses can be caused by a number of factors, including (but not limited to) structural problems, soil subsidence, earth movements, improper construction, blasts, gas leaks and more. Property insurance policies typically cover some types of building collapses, but not all. Insurance companies today frequently restrict collapse coverage by redefining the term “collapse” and limiting their exposure.

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Free Consultation
Faster Financial Recovery
Free Home Inspection and Policy Review

Resources And Education

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Click Here to better understand insurance 'lingo.'

Everybody has heard of ABsorption, but what is ADsorption? What is Factory Matching and how will understanding this word help you achieve much more money on your settlement? Click to see terms.

Big Wave

Here's the ANS500 IICRC Water Damage Restoration Guide

We know this stuff. It is our job to understand the science of water, fire, mold, etc; to better serve you. However, we want to give you the access to the ANS500 national standards, if you're a Do-it-yourself-er.

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Mapquest: Calculate your driving distance

Did you know that if you are placed in a hotel that is further of a drive to work, you are supposed to be paid the difference in mileage? (Please read your individual policies.) Start calculating your mileage differential and save your printed receipts!

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