CONNECTICUT'S FIRE ADJUSTERS
Military Owned and Operated
A Message to Our Veterans and Active Duty Members
We are proud to lend a hand to our extended military family.
"As a fellow servicemember, I would like to personally thank you all for your commitment, loyalty, and sacrifices that you have made for our nation."
-Damond T.,Connecticut National Guard
Please reach out to your local fire loss recovery technician so we can show our appreciation for your dedicated service.
[Damond T , Fire Technician, delivering emergency resources to local firehouse in Ridgefield, Connecticut]
HONORING OUR HOMETOWN HEROES:
Congratulations to our very own Damond Toles on receiving Connecticut's Outstanding Achievement Award!
Our Fire Loss Recovery Team : Going Above the Standard Repair
"Our mission is to rebuild your fire-damaged home better than before... while expediting the process of returning you home."
Living Room Remodel
"We believe that the only way to move past this unfortunate event... is to admire your NEW home."
With applicable insurance coverage. Contact our office for free home inspection.
Fire Loss Aftermath and Insurance Recovery
CONNECTICUT'S FIRE ADJUSTERS
FIRE LOSS RECOVERY PORTFOLIO
OUR LATEST PROJECTS
Browse through some of our local fire losses we are servicing. Click photos to view more. For project updates or past home remodel completion photos, please click here to visit our partner site.
FIRE & SMOKE RESTORATION TECHNICIANS, PUBLIC ADJUSTERS
Your one-stop fire damage shop.
Our Dedicated Team is Here to Advocate On Your Behalf. Our Fire Technicians & Licensed Public Adjusters Will Make Sure That Your Property Damage Claim is Settled With Your Best Interests in Mind.
Experts Negotiating on YOUR Behalf
Resources, Knowledge & Experience
Don't Settle For Being 'Just Another File' On A Busy Insurance Company Adjuster's Desk. Our Assessments Are Designed To Render A Substantial Impact In Your Claim.
With Over 20+ Years Of Combined Experience, Our Public Adjusters Will Recover All Possible Benefits Under Your Insurance Policy. There Is No Need To Go Through This Overwhelming Process Alone. Our Dedicated Team Is Here To Advocate For You.
Understanding the Claims Process.
Our Formula For A Successful Claim.
COMMERCIAL CLAIMS PROCESS
HOMEOWNERS CLAIMS PROCESS
Your Property Damage Settlement Will Be Greatly Impacted By Your Claims Knowledge, Claims Experience, Resources, And Amount Of Time You Are Able To Invest In Your Claim. Our Dedicated Team Will Do All The 'Heavy Lifting' While You Can Focus On What Truly Matters; The Safety And Well-Being Of You And Your Family.
OUR TEAM'S EXPERTS ARE ABLE TO ASSIST WITH
With Our Public Adjusters on the job to assess and value the fire damage, your path to fire damage restoration is faster and more efficient. We will: * Meet at the loss site to evaluate fire damage * Safely and thoroughly examine every part of the structure affected by fire, smoke or water. * Estimate restoration costs involved in fire damage recovery. * Prepare your complete demand for your insurance company, supporting every claimed loss with evidence
Water Damage has to be reported in a timely manner. Coverage is determined based off of the proximate cause. Understanding how to present this loss to your insurance company will determine if coverage will be accepted or denied. It is strongly recommended to read and understand your insurance policy when it comes to claims pertaining water damage.
If you utilize a chimney or a furnace, chances are you have seen soot and smoke particles in the corners of your home. These particles are hazardous to human ingestion and should be handles by a professional. DO NOT CLEAN the soot or you will remove all evidence of your claim. We will document the proper protocols to getting your home and contents clean so you can recover appropriately.
Are you missing shingles on your roof? Proper documentation will be the deciding factor if your claim will be accepted or denied. Our team will allow your greatest chance of recovery as we defend this style of loss.
Many home and business owners can see damage to their properties. However, most wind and hail damage cannot be seen. Not having your home properly inspected can result in thousands of dollars in damages over-and-above the damages caused by the storm… and you’ll be out of pocket for those damages by not properly submitting the claim to your insurance company.
Lightning strikes can cause severe property damage; from causing a fire, to destroying your personal property and business assets. Anytime there is a powerful surge of electricity through electrical systems or circuits, you can be sure there’s underlying damage. We’ll advocate for you and tell you what’s covered and what’s not covered under your insurance policy.
If you have purchased earthquake insurance, your policy typically covers the cost to repair common earthquake damage—including damage to roofing and walls, and most of your belongings. If you can’t live in your home, your insurance company will pay additional living expenses, as noted in your policy, while the damage is assessed and your home is being repaired or rebuilt. If repairs take longer than the period of time covered by your policy, you may be eligible for additional assistance.
If you’ve found yourself the victim of vandalism or theft, the first thing you should always do is to file a police report. Once you’ve done that, its time to call us. Filing a theft insurance claim or a vandalism insurance claim can be tedious, particularly for the average person who isn’t familiar with how the insurance claim process works. We will meet with you, assess the damage, and track the claim with your insurance company.
Our public adjusters will sort through every inch of your damaged property including personal property searching for anything that the insurance company may have missed. This thorough examination often yields damages that were overlooked or underestimated. Several digital photos and a 3D Matterport are taken along with detailed notes. Our adjuster deal with all of the forms and related paperwork that are required by your insurance carrier.
The fair rental value may or may not be equal to the rent payable by tenants. It can vary according to different factors, such as whether the dwelling has been rented to the tenants furnished or unfurnished, whether bills and taxes are included in the rent amount, and whether you provide the total lodging to the tenants. In a nutshell, the actual cash value of the property you rent out is determined by the amount of support you provide.
One of the most daunting moments for an enterprise is when it loses income due to various interruptions. When the normal flow of income in a business is interfered with, it predisposes a myriad of problems which can be detrimental and relatively expensive. As expert public adjusters, we will help your business get back onto its feet within the minimum time possible by expediting the entire process, and bargaining for fair compensation of our clients, per the terms in your policy.
Building collapses can be caused by a number of factors, including (but not limited to) structural problems, soil subsidence, earth movements, improper construction, blasts, gas leaks and more. Property insurance policies typically cover some types of building collapses, but not all. Insurance companies today frequently restrict collapse coverage by redefining the term “collapse” and limiting their exposure.
Faster Financial Recovery
Free Home Inspection and Policy Review
Resources And Education
Click Here to better understand insurance 'lingo.'
Everybody has heard of ABsorption, but what is ADsorption? What is Factory Matching and how will understanding this word help you achieve much more money on your settlement? Click to see terms.
Here's the ANS500 IICRC Water Damage Restoration Guide
We know this stuff. It is our job to understand the science of water, fire, mold, etc; to better serve you. However, we want to give you the access to the ANS500 national standards, if you're a Do-it-yourself-er.